How do you Pay for a Cremation or Funeral?

 

It’s no secret that cremation and funeral services can be costly, depending on the location and the details of the event. This could be more problematic if the individual had no preplanning and no funding to help cover the costs. So once the individual has passed away and the loved ones need to look at funeral homes in Daytona Beach, FL, it can become a much more stressful experience for the individuals left behind. Understanding the different ways to help pay for the event can be highly beneficial, and here are some suggestions.

Life Insurance

In an ideal situation, the individual will have an insurance policy that can cover all of the costs for the services. In some cases, if the funds aren’t going to be released right away, some funeral homes can work with their clients through outside agencies to establish a loan against the cash payout from the policy to cover the expenses.

Prepaid Contracts

If you’re looking at preplanning, one option is to check with your local funeral home because some will carry contracts that can be for specific periods to be paid into just for the expenses.

Trust Funds

If your family has prearrangement set up for funds already in place, there may be trusts that have specific names on them of family members, and the funds could be utilized to finance the service.

Credit or Loans

In a scenario where no funding is in place, one option is to use credit cards or take out a personal loan if they are available. It is recommended to utilize the personal loan before credit cards simply because interest rates are higher with the cards.

Crowdfunding

There are multiple platforms online now where individuals can make donations to different causes. Companies such as GoFundMe are great options; they can allow the outside community to help drive donations to show the support of the family.

Outside Agencies

A couple of other considerations to look at are reaching out to churches and nonprofits because, in some cases, they have an allotted amount to help contribute to funeral expenses. You might also consider looking at federal agencies such as the Veterans Administration or the Social Security Administration because they will offer a one-time death benefit depending on if the individual meets the requirements.

funeral homes in Daytona Beach, FLHelping Our Families Stay at the Heart of the Matter

Having funding already set in place for your loved ones can make all the difference when they’re trying to process the grief of loss manages setting up all the details. Baldauff Family Funeral Home and Crematory is a locally owned company that understands the intricacies of planning a service that truly honors our clients loved ones.

We take great pride in focusing on the families in our community and would love to help. So, if you are looking at funeral homes in Daytona Beach, FL, let us help you through the process by giving us a call today to set up your appointment.

How do you Prepare for a Funeral?

 

When it comes to going through the grief process, it can feel like an overwhelming experience to try to navigate. There can be multiple feelings to have to work through while at the same time having to make plans and choose details around what the services will include. When you start looking at funeral homes in Lake Helen, FL, you will need to consider a few things throughout the process, so here are some suggestions to help get you started.

Planning Arrangements

The first thing you’re going to need to do is to pick the provider hosting the event. You’ll want to consider the location of the business and cemetery, as well as make sure that you pick a funeral director, you’re comfortable with. You’ll need to get a list of costs involved with the service that you’re choosing so you can also stay within your budget.

After you’ve spoken to the funeral director, you’ll need to give them information about the loved one, which will include:

  • When the service needs to be completed
  • The Social Security number of the individual
  • The deceased’s full name
  • Their next of kin
  • Your information, such as your relationship to the deceased

Your next step will be to choose the kind of service that you want to have. This is where understanding your vote budget is essential, mainly if you’re doing preplanning. There are three options to choose from:

Direct cremation: This means the process happens quickly after the individual has passed on, and a memorial service is scheduled later.

Traditional funeral: This takes place and involves a full service which may include a visitation or viewing, hearse rental, burial, or cremation; it is one of the more expensive options.

Direct burial: This means that there are no extra details such as a viewing or visitation in the event and consists of utilizing a simple casket with a possible memorial service graveside.

Making the Payment 

Once you’ve decided on your service details, you can schedule to pay for the event. Each additional item you add to the service will have its own cost, and with a casket averaging around $2000 and up to $10,000, you want to be aware of all the fees, so you know your budget.

There can be additional costs, and most funeral homes do not take payment plans, so finding the financing before the event. You will need to obtain the death certificates, which will have the deceased information such as Social Security number and marital status; it is available by the Bureau of Vital Records in whichever state the individual passed away.

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A Source that is Community Focused

One of the last things you’ll need to do is create the death notice in the newspaper or posted online and contact individuals who need to know about the event. Planning can feel like a massive ordeal, but it doesn’t have to be confusing, so Baldauff Family Funeral Home and Crematory are here to help.

We offer the highest quality compassionate care on the market for all of our clients, so if you are looking at funeral homes in Lake Helen, FL, give us a call today, and we will help you get started.

Ways to Celebrate Your Loved One After they are Gone

 

Grief can be a harrowing experience and moving on through the five stages will vary depending on the individual that’s having the experience. After the funeral homes in Daytona Beach, FL, are completed, you may be wondering what you can do to help remember them, and understanding what your options are will help you create a tradition or gesture-based on love.

Memorial Ideas for Loved Ones 

Because our family members can significantly influence who an individual becomes and, in some cases, represent the family’s past, you’ll want to create something that commemorates how special they are.

Jewelry can be a great way to create an item that incorporates them to always have with you. Some companies will specialize in scripting their handwriting into different metals, or you may consider creating a locket or necklace from the hair or ashes of the individual.

Another great suggestion is to bring something of theirs with you that is meaningful. This could be a piece of jewelry or clothing. In addition, you might consider taking something they’ve written like a recipe or a poem creating a work of art that you can hang in your home.

If the individual had a goal or concept they were trying to complete and were unable to; one great suggestion is to do this for them if applicable. It can be a healing process to plant a tree or flowers in their memory. This can be particularly useful if you have a garden or yard that you love to spend time in.

Some individuals have taken the time to plan an event that is an annual celebration dedicated to the loved one. They may choose to have a celebration of life or vigil that is streamlined and authentic to the individual’s memory.

A community can be a great way to help create connections when going through the loss anniversary each year. You may want to consider making a memorial online that others can contribute to. It can be a healing process to have a source for media around the loved one to refer to when you want to remember them.

Some individuals are getting tattoos with the name and dates of the loved one or something symbolic inscribed on them around the loss. Another great suggestion is to adopt a park or outdoor area in their name and keep it maintained in honor of them.

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Comfort you Can Trust 

Creating a memorial is a great way to honor your loved one each year and contribute to the necessary healing process after someone passes away. Baldauff Family Funeral Home and Crematory take pride in offering our local community the highest quality customer service and care on the market.

We understand the intricacies that can come with losing a loved one and needing to plan funeral homes in Daytona Beach, FL. We are here to help, so contact us today, and we will guide you step by step through the process to create an event that truly honors your loved one.

What are the Different Types of Grief?

 

If a loved one has recently passed away and you are looking at funeral homes in Lake Helen, FL, you or a loved one might be experiencing unfamiliar and uncomfortable emotions. In some cases, the individual may ask if they will ever go back to feeling how they used to? They may feel frustrated because they don’t know how to process what’s happening to them. There are multiple ways that people grieve and how to help, here are just a few:

Normal

This grief is what follows typically insert experiences like the loss of someone passing away. It has also been named “the mourning period,” or “grieving,” and depending on the culture, there are differences with that it will look.

Inhibited

Inhibited grief is identified by physical issues instead of emotional aspects. For some individuals, the pain may be so deep that it manifests in their bodies and can come in the form of headaches, body aches, or stomach pains.

Collective 

This grief is when a large group of people is affected by the event. This can expand out from communities or even the world. There can be a sense of loss or despair felt by anyone involved and are generally from natural disasters.

Abbreviated

This form of grief is for individuals who may not have been completely attached to the individual. For example: If someone loses a pet, they may go out and purchase a new one right away to replace their loss.

Delayed

In this situation, the grief may not show up for the individual for years in some cases. This can happen when someone is too busy with other things such as childcare to process the loss they have experienced. It can also occur when the individual believes they must be the strong person material responsibility in may not give themselves time to process.

Absent 

This kind of grief has no signs or very few signs, and the individual may even deny that the event happened. If you encounter someone who is not acting in alignment with traditional grief, this could be a form of defense mechanism that they have put up so that others don’t see what their experience is as they are working through the loss.

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Masked 

When an individual experiences this form of grief, they may be having behaviors related to the loss but not realize it’s because of what has happened. The individual may be trying to hide the feeling they are experiencing and is often typical in more masculine roles due to cultural conditioning.

A Family-Centered Business

Grief can be complicated to navigate, even in the best of situations, and anytime someone is going through these emotions, it’s helpful to reach out to get support from family or friends. In some cases, the individual may also need to talk to a professional to gain extra insight into their emotions.

Baldauff Family Funeral Home and Crematory understand how painful loss can be, and if you are looking at funeral homes in Lake Helen, FL, we are here to help. We offer multiple services with compassionate care, so give us a call today to get started.

Self-care Tips for Grief

 

When you have lost someone, you love, and you are looking at funeral homes in Daytona Beach, FL, you might be experiencing a wide arrange of emotions that can be uncomfortable. There is no way to know what kind of a reaction the loved one may have, and many symptoms arise from the process of loss that will need to be addressed. Common emotions that individuals may experience after losing a loved one are:

  • Grief
  • Sadness
  • Anger
  • Denial
  • Frustration
  • Loneliness

On top of all these emotions, physical reactions can occur in an individual’s body as they are starting to process the loss. Some of the physical indications are:

  • Moodiness
  • Being forgetful
  • Sleep issues
  • Appetite changes
  • Fatigue

These become problematic when they go on for extended periods, and the individual does not address them, but fortunately, some self-care tips can help with grief management day today.

Acceptance

One of the more significant issues that can come with grief is not accepting the loss or rejecting the feelings experienced. Emotions that may come up are normal and can feel incredibly painful. One essential practice is to ensure that you take the time to feel and not just ignore them because this gets you further away from releasing and healing.

Patience with the Process

Grief is not a linear process, and it is all personalized to each individual in how long it will take. There’s no set time frame when it comes to letting a loved one go and beginning to re-learn how to live without them. One self-care practice is not to take on more than what is needed and, in addition reminding the individual that it is okay to offer more flexibility while they are trying to accomplish things.

Paying Extra Care

When someone is going through a grief process, it can be easy to forget basic physical self-care. It is imperative that even with how difficult it may feel, taking the time to eat right, rest, and work, and exercise, if possible, can be highly beneficial for sustaining the individual through the healing process.

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Asking for Help

When someone is going through the feelings that come with a loss, they may not get everything done as they usually would. Grief can be an experience that is incredibly draining, so the individual may need some extra help from loved ones or friends.

If the person needs help around the house, one recommendation is to call a company that specializes in what is required for support. Multiple highly qualified companies can offer services from housekeeping to yard care. In addition, you may also consider having food service delivery as an option.

A Trusted Source

Baldauff Family Funeral Home and Crematory are locally owned and a community-focused company that takes pride in serving families with compassionate care and kindness. We offer grief support and preplanning services to help our clients through their difficult times. If you are looking at funeral homes in Daytona Beach, FL, we are here to help, so give us a call today to get started.